Online Banking vs. In-Branch Services: What Stays Open?
Before you head to the bank this week, it would be wise to pause and consult your calendar.
According to the official bank holiday schedule released by the RBI, certain banks across India will observe a closure spanning three days between June 9 and June 15, 2025. In certain cities, services will experience disruptions due to the overlap of Sant Guru Kabir Jayanti and the weekend holidays.
This update may assist you in preventing an unnecessary trip should you need to deposit a check, request a demand draft, or seek in-person banking assistance.
Comprehensive List of Bank Holidays from June 9 to June 15, 2025
The following locations will be closed:
Wednesday, June 11, 2025
- Reason: Celebration of Sant Guru Kabir Jayanti
- Banks in Shimla and Gangtok will be closed.
- Today marks the birthday of Sant Kabir Das, a revered Indian mystic poet and social reformer from the 15th century. Individuals in northern and eastern India particularly observe the day with deep devotion.
Saturday, June 14, 2025
- The reason is the second Saturday of the month.
- Location: All banks across India
- As per the regulations set forth by the RBI, every bank across the nation observes closure on the second and fourth Saturdays of each month.
Sunday, June 15, 2025
- Justification: One day of rest each week
- Across the nation
- Banks continue to remain closed on Sundays each week.
Which Cities Are Most Impacted?
All banks across India will observe a closure on June 14 and 15. Shimla (Himachal Pradesh) and Gangtok (Sikkim) will observe an additional day off on June 11 in celebration of Sant Guru Kabir Jayanti.
If you reside in or around these locations and require in-person banking services, it is advisable to complete your transactions before June 11 or after June 15.
Will online banking experience any impact?
- Absolutely not!
- Many online banking services remain accessible and operational during bank holidays. You still have the opportunity to:
- Utilize NEFT, IMPS, or RTGS for transferring funds.
- Payment options include UPI, mobile wallets, and net banking.
- Balance inquiries and transactions can be conducted at ATMs, utilizing debit and credit cards, as well as through banking applications.
- It's important to keep in mind that certain back-end processes, such as clearing checks or conducting manual checks, may not be completed until the following business day.
- Essential Strategies to Prevent Banking Delays Please aim to complete tasks such as cash deposits, accessing your locker, or clearing checks by Tuesday, June 10.
- Utilize digital banking for essential transactions that require completion during weekends or holidays.
- It is essential for businesses to strategically plan in advance for all payments to employees, vendors, or funds.
What accounts for the variation in bank holidays across different states?
- The timing of bank closures on holidays in India is determined by a combination of factors.
- National holidays celebrated across the country include significant occasions such as Independence Day and Republic Day.
- State-specific celebrations, such as regional festivals
- Spiritual traditions
Understanding Weekends in Accordance with RBI Regulations
A holiday in one state may not necessarily be recognized as a holiday in another. To ensure you have the most accurate information, it is advisable to consult the official holiday list provided by the RBI or refer to the notice board at your nearest branch.
At ExploreRealNews.com, our goal is to assist you in planning around bank holidays, ensuring that your daily life remains smooth and stress-free.
Be sure to add us to your favorites for your weekly insights on financial matters. Stay connected with us on social media for the latest updates as they happen.
Are you seeking information or an update regarding the holiday schedule for your city? Feel free to share your thoughts in the comments or reach out to us via direct message!
Bank Holiday Alert: Explore Real News on Kabir Jayanti 2025. Discover the charm of Shimla and Gangtok. Stay updated with the RBI Holiday List and enhance your banking knowledge with essential tips. Keep abreast of the latest finance updates in India and embrace smart banking in our digital age.
